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Frequently Asked Questions

So how quickly can I get the money?

£50 to £750 is available in 1 hour and £750 to £10,000 in as little as 24 hours.

How much does borrowing cost?

Our lenders finance are specifically for people with bad credit ratings, so they are more expensive than other options you may get from a high street bank or other mainstream lenders; but much cheaper than other fast solutions such as payday-loans.

Please note there are:

Can I apply online?

Our application is completely online

What information do I need to apply?

First of all you will need to find a guarantor, this is someone with a clean credit file who trusts you

Why do I need a guarantor and where do I go about finding one?

With a guarantor you get access to short term borrowing at much better value (627% APR versus up to 5000% APR for other well-known short term lenders) plus larger amounts which would normally not be available for some borrowers.

Before you approach someone to see if they will back your application we recommend that you have already have the following information to hand, just in case they ask you any questions?

The main objection anyone will have to being your guarantor is that they will be worried that you will not make the repayments, and they will be stuck making these for you. So if you make them really comfortable that you CAN afford the repayments than they are much more likely to say yes!

I only need the money for a short period of time, can I also pay it back quickly?

What can the money be used for, are there any restrictions?

On the application form we do ask what it is for, but this is not a condition of lending.

People typically uses are: